2024 Retiree Benefits

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Explore Your 2024 Plan Benefits!

Let us help you navigate through your 2024 State Health Plan benefits so you can enjoy retirement!

Plans for Non-Medicare Members

Base PPO Plan (70/30)

The Base PPO Plan (70/30) is a Preferred Provider Organization (PPO) plan administered by Blue Cross and Blue Shield of North Carolina (Blue Cross NC). This plan offers freedom of choice among in-network providers and lower out-of-pocket costs. Preventive services and medications are covered at 100% under this plan.

Enhanced PPO Plan (80/20)

The Enhanced PPO Plan (80/20) is a Preferred Provider Organization (PPO) plan administered by Blue Cross and Blue Shield of North Carolina (Blue Cross NC). A PPO plan offers freedom of choice among in-network providers, lower out-of-pocket costs and a strong emphasis on preventive health. Preventive services and medications are covered at 100% under this plan.

Plans for Medicare Members

Humana Group Medicare Advantage Base Plan

The Humana Medicare Advantage Base Plan is a Group Medicare Advantage Plan that includes prescription drug coverage.

Humana Group Medicare Advantage Enhanced Plan

The Humana Medicare Advantage Enhanced Plan is a Group Medicare Advantage Plan that includes prescription drug coverage.

Base PPO Plan (70/30)

The Base PPO Plan (70/30) is a Preferred Provider Organization (PPO) plan administered by Blue Cross and Blue Shield of North Carolina (Blue Cross NC). For Medicare members, this plan serves as secondary to Medicare.

Retiree Resources

Subrogation/Recovery

The State Health Plan has the right of subrogation upon its injured members' right to recover from liable third parties. The Plan's objective is to recover medical expenditures incurred by the Plan where a third party is liable for the care.